Most Americans will need long-term care at some point—and it’s not covered by Medicare or health insurance. Fortunately, a life settlement can be the answer. You sell your life insurance policy to an investor and get an immediate cash payment that’s generally four or more times greater than you’d get for a lapsed or surrendered policy. The investor pays the premiums and collects the benefit when the time comes. Learn more from the Life Insurance Settlement Association and find life settlement professionals at lisa.org.