(NAPSI)—Many small businesses can increase their revenue by becoming money transfer agents. Often, immigrants and others will turn to a locally owned and operated business when they want to send money to family and friends in their native countries. “It’s a win-win. Having a money transfer service at ethnic markets or mercados helps small businesses Read More …
Category: Personal Finance
QUESTIONS & ANSWERS Registering With The Selective Service Is A ‘No-Brainer’
(NAPSI)—Once young men know the opportunities that registration with the Selective Service System can bring, and the high personal cost of not registering, they can see that registration is a “No-Brainer.” Here are a few facts that may help young men take a positive step for their future while dispelling the myths that sometimes circulate Read More …
PLANNING FOR YOUR FINANCIAL FUTURE How To Handle Your Own Retirement
(NAPSI)—Retirement is evolving. And if you’re part of the baby boomer generation—an estimated 76 million Americans born between 1946 and 1964—you’re seeing this evolution first-hand. Call it the “new retirement,” where it’s increasingly likely your employer no longer provides you with a pension. This means it’s up to you to take care of your golden Read More …
MAKING LIFE BETTER Changing Your Mind About Resolutions By Dr. Lori LaCivita
(NAPSI)—For many people, the start of a new year is a time to reflect on where they are, what they’ve accomplished—and what they still need to do. While nearly half of Americans make New Year’s resolutions, only 8 percent report being successful in achieving their goals, according to a study by The University of Scranton. Read More …
PROTECTING YOUR FINANCES Don’t Be A Victim Of Tax Fraud
(NAPSI)—If you get a call from the “IRS” threatening you with lawsuits or jail unless you pay up immediately, don’t worry. It’s a scam. IRS impersonation and tax scams by phone, e-mail, snail mail and text are ongoing. Criminals use increasingly creative ploys to trick taxpayers but you can protect yourself and your money. What Read More …
TAX TOPICS Last-Minute Savings For Tax Year 2016
(NAPSI)—Attention, last-minute savers: There’s still time to reduce your tax burden. Have you funded a traditional IRA, Roth IRA, or SEP this year? The deadline for contributions is April 18, 2017—this year’s filing deadline. For self-employed taxpayers, contributions to a SEP may be postponed until October 16, 2017 if you file a tax return extension. Read More …
HINTS FOR HOMEBUYERS Tips On Buying A House While Single
(NAPSI)—A new home is one of the biggest purchases a couple will make. Now imagine doing it on your own. In fact, homebuying while single happens quite often. According to the National Association of Realtors 2016 Profile of Home Buyers and Sellers, 24 percent of recent buyers were single, mostly women. If you’re single and Read More …
MANAGING YOUR MONEY Top Tips For Financial Security
(NAPSI)—If you’re like many Americans, you’d like to spend less and save more. According to a Nielsen survey, that was the third most popular New Year’s resolution. Fortunately, it may be simpler than you realize. Purchasing life insurance is a way to help you and your loved ones feel more secure. According to a study Read More …
Ho, Ho, Ho…Save H2O!
(NAPSI)—During this busy season of holiday parties, shopping, and family festivities, it’s easy to forget how much this time of year can increase your environmental footprint. A family of four uses about 400 gallons of water at home daily, but when you add holiday cooking and guests to the mix, the gallons can really add Read More …
HOLIDAY HAPPENINGS Burned Out From Holiday Spending? Make Money And Save By Giving Items A Second Chance
(NAPSI)—Has holiday spending left you feeling burned out? This holiday season—and any time of year—you can give (and get) a lot of joy for not a lot of money if you consider a few simple, smart tricks. Regifting…with a purpose. You may not like a gift you received, but that doesn’t mean somebody else won’t Read More …