(NAPSI)—According to the U.S. Department of Education, Americans owe more than $1.3 trillion in student loan debt. That’s nearly the gross domestic product of all of Australia. The average U.S. college graduate has nearly $38,000 in student loan debt. What’s more, the Teens & Careers Survey by Junior Achievement USA (JA) found that a majority Read More …
Category: Personal Finance
HINTS FOR HOMEBUYERS Four Tips On Getting A Second Home
(NAPSI)—With home values rising, mortgage rates low and rental demand strong, purchasing a second home may seem like a good investment. Many would agree. According to the National Association of Realtors’ (NAR) annual Investment and Vacation Home Buyers Survey, over 2 million vacation and investment properties were purchased in 2015. If you’re considering buying a Read More …
HINTS FOR HOMEOWNERS Signs of a Well-Respected Real Estate Organization
(NAPSI)—Whether you’re ready to buy your first new home, sell your empty nest or anywhere in between, it’s good to know you have a top real estate brand at your side. One way to tell is how well the organization is ranked for customer satisfaction. Satisfaction Study Shows Making that easier is the annual J.D. Read More …
Fall Is A Good Time For Consumers To Review Their Personal Finances
(NAPSI)—The last few months of the year are traditionally one of the busiest when it comes to consumer spending. Back-to-school and college spending peaks during the third quarter of the year followed by consumer spending during the holidays. The Federal Reserve estimates that credit card debt will reach the $1 trillion mark this year, the Read More …
PLANNING FOR RETIREMENT New Book Tackles Complex Questions About Retirement Planning
(NAPSI)—Just as it’s never too early to start planning your retirement, it’s never too late either, according to Hans Scheil, CFP®, president of Cardinal Retirement Planning, Inc. Many people underprepare for retirement and overlook the critical area of long-term care as part of their retirement plan. 70 percent of people age 65 can expect to Read More …
SCHOOL NEWS & NOTES Helping Kids Do Well And Do Right
(NAPSI)—The more than 3 million public high school teachers and coaches in the U.S. do a lot for their young charges. They help prepare their students for life after graduation. They teach academic lessons and various skills that students will need to attend college and to enter the job market. They help them stay safe Read More …
CONSUMER CORNER Paying For Repairs
(NAPSI)—The next time you need to fix your car, you’ll be better able to find the best price if you follow these four easy tips: Get multiple repair quotes. For the more expensive maintenance and repairs, it can pay to call around to find the best price. Look for exclusive offers and discounts from dealers Read More …
PROTECTING YOUR CUSTOMERS Fraud-Fighting Facts
(NAPSI)—Hundreds of data breaches occur every year in the U.S. If your company, organization or agency has a data breach, you need to know what to do to help people whose personal information may have been exposed. Should you hire an identity theft service provider? If so, how should you choose one? Identity theft services Read More …
SCHOOL NEWS & NOTES Why Substitute Teaching Is A Smart Choice
(NAPSI)—Some 50 million children attend school in America, taught by a little over 3 million full-time teachers, according to the National Center for Education Statistics. Additionally, nearly 620,000 individuals work as substitute teachers and provide continuity in the classroom when the regular teacher is out for personal or professional reasons. In fact, it’s estimated that Read More …
TIME SAVING TIPS Used Car Buying Online
(NAPSI)—A recent study by Interactive Advertising Bureau shows that 96 percent of consumers begin their car search online. In fact, millennials spend as much as 12 to 13 hours researching cars online before making the decision to buy. Buying a used car requires even more research and there are lots of places online to do Read More …