(NAPSI)—Good negotiating skills are learned over time and, when done well, can provide many benefits. However, new findings from a University of Phoenix survey found that while almost 60 percent of men are comfortable negotiating their salary, only 42 percent of women say the same1. “While women have made great strides to overcome gender inequality Read More …
Category: Personal Finance
WORD FROM WASHINGTON How To See Actual Government Documents
(NAPSI)—You may have been hearing a lot about the workings of your government and its official documents lately—but often they’re much easier to see than most people realize. That’s because the Federal Depository Library Program of the U.S. Government Publishing Office partners with 1,150 nationwide federal depository libraries to provide the public with free access Read More …
PLANNING YOUR RETIREMENT Uncle Sam Wants You To Save For Retirement
(NAPSI)—If you ever feel your finances are too stretched to save for retirement, you’re not alone—and there could be good news for you. The Saver’s Credit—a little-known tax credit made available by the IRS to eligible taxpayers—could make saving for retirement more affordable than you think. It may reduce your federal income taxes when you Read More …
TRAVEL TIPS Cybersecurity Expert Makes Data Breaches Personal To Encourage Smart Security Practices For Spring Break Travel
(NAPSI)—As a father, Maurice Gibson says his smartphone is integral in documenting his children’s memories from vacations. But as an assistant dean for the College of Information Systems and Technology at University of Phoenix, he worries about the risk of losing much more than his data if his phone is hacked. Gibson warns that people Read More …
New Equifax Lock Service: Your Questions Answered
(NAPSI)—When it comes to restricting certain access to their Equifax® credit reports, consumers have a new option with the Equifax Lock & Alert™ service. The service, which was launched on Jan. 31, is free for life and gives consumers the ability to quickly lock and unlock their Equifax credit report using a computer or mobile Read More …
THE HAPPY HOMEOWNER Happier As A Homeowner
(NAPSI)—Despite 41 percent of millennials opting for “vacation moves”—relocating somewhere without the intention of staying permanently—reports show that the nomadic life might not be all it’s cracked up to be. Mobility has its perks, but the greatest social advantages are found in homeownership, says a recent National Association of Realtors study. While the economic impacts Read More …
MANAGING YOUR FINANCES When It Comes To Investing, Are You A Bull Or A Bear? Or Are You More Of A Narwhal, Or A Mason Bee?
(NAPSI)—Investing experts typically refer to two iconic animal mascots when talking about investor sentiment, the Bull and the Bear. If you’re “bullish,” you think stocks are going up and you invest aggressively. If you’re “bearish,” you expect stocks to go down and you look for more conservative investments to wait out the storm. Either way, Read More …
MANAGING YOUR FINANCES Get The Fair, Accurate And Substantiated Credit Report You Deserve
(NAPS)—Every year, millions of Americans are denied loans for homes and cars due to errors on their credit reports. While a late payment or derogatory mark from a creditor may seem harmless, it can have long-standing consequences on your credit, most notably your credit score. Credit scores are important as 90 percent of banks use Read More …
CAREER OPPORTUNITIES Shop Till You…Top Up Your Bank Balance
(NAPSI)—There’s an old saying: “Do what you love and you’ll never work a day in your life.” If what you love to do is shop, here’s good news for you: You can make good money by “never working” and shopping instead. A Side Hustle You Never Dreamed Of! That’s because savvy shoppers can sign up Read More …
PLANNING FOR RETIREMENT Three Steps Toward A Better Retirement In 2018
(NAPSI)—For seniors who have already entered retirement, there are some important things that can be done in 2018 to make it better and more fulfilling: Consider your spending. Create a budget and track your expenses. Most experts say you’ll need at least 70 to 80 percent of your current income to live the same lifestyle Read More …